Our Investment Philosophy

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Delta Financial is an independent Registered Investment Advisor (RIA) and places our fiduciary duty to clients above all else.  Our independence allows us to remain free from the many pressures and groupthink often found in the sales mechanism of the larger investment industry. As a result, our commitment to appropriately allocate and protect client capital always remains at the forefront of our strategy. 

Building on our unbiased and independent analysis, Delta Financial seeks to construct multi-year investment theses and vision that builds prudent but more complex tactics into the standard "buy and hold" strategy. Delta Financial places appropriate asset allocation at the forefront for our clients in an effort to protect against oversized draw-downs while constantly searching for the best risk-adjusted return within an investors risk profile.

A critical lesson in investing is to respect the power of capital flows brought about by industry practice or accepted groupthink of the time. However, when these accepted narratives change, they can often be abrupt and cause material damage to investor portfolios. With this understanding as a backdrop, Delta Financial employs a hybrid strategy for our clients, aiming to harness the strength of index performance while always remaining vigilant for significant macroeconomic trends that could substantially impact client portfolios, making tactical adjustments as necessary and utilizing more niche products when appropriate.